I feel like a loser

I'm 21, and never been in a relationship. I'm a virgin, and it's mostly my fault. I was never really interested in dating when I was younger, I even had a girl like me. I was young and I dont know I guess scared? I never reciprocated. That was years ago, now I don't know shit about women, or relationships. Recently I had a chance through someone, but she turned out to be toxic as fuck. Oh well. Alot of what turned off that last girl was my hobbies, which although I know she was toxic, it still got to me.

In my free time I like to play video games, read about history, watch ufc, play chess, and watch scifi movies and good tv shows. I want to get more outgoing hobbies but most of them require money unfortunately, and nobodys hiring me right now. One of my friend's suggested rock climbing because it's a chill community apparently, and I wanted to after I get a job. But all of these things make me feel like a loser. I'm lonely as fuck all the time and I don't want to get into a relationship before I have a job because I'd feel like a BROKE loser. I know a job doesn't mean everything in a person but I feel like i'm so boring that's the bare minimum I would need for anyone to even consider dating me. I wouldn't even consider myself bad looking but my self esteem is in the gutter.