How can I fix this financial hell I'm in?
I'm 26 and live at home still. I started my own business 3 years ago and the first two years were incredibly rough financially. I'm about 15k in debt from credit cards alone ( had to do it to prop up my business and get started) so I'm paying about 600 to 900 a month to just cover the minimum payments on all 5 of my credit cards.
I also owe the IRS 5k and have medical bills for 2k ( had a medical emergency and was uninsured). On top all the normal expenses ( gas, groceries, car repairs/ payments, booze to drink myself to sleep at night). I'm drowning and feel completely overwhelmed. I'm seeing a therapist now for my alcoholism, 200 a month. I'm on the verge of a mental breakdown here.
I pay 1500 a month for bills to my dad ( covers my part of the rent, electricity, water, and phone bill). I made 35k last year and for 2025 will probably make closer to 60k. With all my bills and debts just doesn't feel like I'm making more. The lease is up in August and my credit score is in the shitter. I'm worried I wont have a place to go and nobody will rent to me. I live in one of the most expensive cities in the country.
This was more of a vent than seeking help but any advice would be appreciated.