Guide for total Beginner

Hi All,

I have been passively observing the investment opportunities for myself (Mutual Funds / Stocks / Crypto etc.), But I do not know where to start investing in, I want to invest in something safe, that can give me monthly income and as well as grow my investment. But I am not sure what should be the split for high vs low risk mutual funds, which mutual fund in both categories is good.

As for stocks I do not know how to do market research which indexes or indicators to look at for performance. As the interest rates have dropped to normal rates does it mean that the stocks market has hit its ceiling or will it still grow, as low risk funds have now dropped to 10-12 %. And I've mostly heard that the stocks in Pakistan is mostly Satta where big players just make profit.

Or should I put the money in Islamic savings account or something and take some amount out of that to invest in these investment opportunities.

I would highly appreciate any help as to where should I start or where should I learn about these things and understand them better or if there are any guides. Thank you.

Regards