What settings do you use for your worlds?

Im always using rookie settings, i call it the ultra easy mode xD Thats how its fun for me, playing it more like Minecraft to calm down a bit. I kinda made it into a Walking dead like experience, so the zombies just walk except for the blood moon there they are jogging. 300% Loot, max EXP multiplicator. etc. etc.

What about yall, ig most here play on alot higher diffuculties, right?